Flexible options for qualified buyers

Finance your next rig. Keep your cash.

Four lenders, one application each. Terms from 12 to 84 months, $0 down options, and approvals for credit profiles from 500+ FICO.

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90 days deferred

Start earning before your first payment.

$0 money down

Preserve working capital on qualifying deals.

12 to 84 month terms

Match payments to your cash flow.

No hard credit pulls

Check options without hurting your score.

Compare your options

Four ways to get approved

Apply directly with any of our lending partners. Each one suits a different credit profile and purchase size.

Navitas Credit

90-day deferred
Amount
Equipment financing
Terms
12 to 60 months
Credit
Established businesses
Down payment
$0 down
  • 90-day deferred payments so equipment earns before the first bill
  • No money down, removing the upfront cost barrier
  • Flexible terms from 12 to 60 months
  • Pairs with Section 179 deductions and bonus depreciation

Chris Cardillo, Senior Account ManagerCCardillo@navitascredit.com
(856) 905-7578

Apply with Navitas

Trio Capital

Widest range
Amount
$3K to $250K
Terms
12 to 84 months
Credit
580+ FICO
Down payment
$0 down promos
  • Same-day funding available
  • Promotions with 90 days deferred, $0 down and custom terms
  • Finances used and refurbished equipment
  • Works with startups and small businesses
  • No hard credit pulls

Lower tier credit typically requires 5+ years in business.

Apply with Trio

American First Finance

Lower credit OK
Amount
Up to $5,000
Terms
Varies by approval
Credit
500+
Down payment
$0 down
  • Strong option if you have been declined elsewhere
  • 100% financing with nothing down
  • Best suited to smaller parts and accessory purchases
Apply with AFF

Clicklease

Lease option
Amount
Varies by approval
Terms
Up to 42 months
Credit
500+
Down payment
$0 down
  • No sales tax
  • 100% financing with nothing down
  • Terms up to 42 months depending on credit
  • At the end of your lease, you OWN the equipment!

This is a lease, not a loan, so it does not build business credit.

Apply with Clicklease

Approval is based on your credit. Not all customers will qualify for the lowest rate or be approved.

Not sure which option fits?

Tell us what you are building and we will point you at the lender most likely to approve it.

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